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Finance

College Savings Calculator

Project how much you need to save monthly to cover university tuition costs.

✓ Free to use ✓ Instant results ✓ Mobile friendly ✓ No sign-up needed
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Monthly Saving Needed
Years to Save
Total Invested

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Planning for Education Costs

UK university fees are currently up to £9,250/year. Factoring in living costs, a 3-year degree can cost £40,000–£60,000. Early saving makes a huge difference.

Student Loans vs Savings

Frequently Asked Questions

Should I save or rely on student loans?+
Student loans in England are repaid at 9% of earnings above £27,295 (Plan 5). For high earners, loans may cost more than saving in advance.
What is a Junior ISA?+
A Junior ISA allows tax-free saving of up to £9,000/year per child, growing until they turn 18 — ideal for education savings.

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