FIRE Calculator

Calculate your Financial Independence number and years to retire early using the FIRE method.

✓ Free to use ✓ Instant results ✓ Mobile friendly ✓ No sign-up needed

Annual Expenses (£)

Current Savings (£)

Annual Savings Rate (%)

Annual Income (£)

Investment Return (%)

FIRE Number

Years to FIRE

Annual Savings

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What is FIRE?

Financial Independence, Retire Early (FIRE). Your number = Annual expenses × 25 (based on the 4% safe withdrawal rate). Once your investments hit this, you can retire.

Types of FIRE

Frequently Asked Questions

What is LeanFIRE vs FatFIRE?+

LeanFIRE: living frugally on a small portfolio. FatFIRE: retiring with a large portfolio to maintain a luxurious lifestyle. BaristaFIRE is part-time work to supplement.

What is the 4% rule?+

You can withdraw 4% of your portfolio annually, adjusted for inflation, with high probability of your money lasting 30+ years.

FIRE Calculator

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What is FIRE?

Types of FIRE

Frequently Asked Questions

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