Retirement Calculator

Project your retirement savings, income and find out if you are on track to retire.

✓ Free to use ✓ Instant results ✓ Mobile friendly ✓ No sign-up needed

Current Age

Retirement Age

Current Savings (£)

Monthly Contribution (£)

Annual Return (%)

Retirement Pot

Monthly Income (4%)

Years to Retire

Total Invested

🏖️ Plan your retirement

How Retirement Savings Grow

Retirement savings grow through compound interest over time. The earlier you start, the more powerful compounding becomes.

What is the 4% rule?+

You can withdraw 4% of your retirement pot per year sustainably. So £500,000 provides £20,000/year income.

How much do I need to retire?+

Multiply your desired annual income by 25 (the 4% rule). For £30,000/year you need £750,000.